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Individuals · Life and Disability

Life and Disability

A well-designed life insurance policy is the most efficient tool to protect your family and pay off debts.

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Coverage included

Protection designed to give you maximum peace of mind.

Death benefit

Your beneficiaries receive a set capital to cover debts, mortgage or family maintenance.

Total or absolute permanent disability

Compensation if you suffer a disability that prevents you from working permanently.

Serious illness (optional)

Advance capital if you are diagnosed with cancer, heart attack, stroke or other serious illnesses.

Double capital for accident

Some policies double the insured capital if death is due to an accident.

Mortgage coverage

Specially designed so the mortgage is paid off in case of death or disability.

Life savings policy surrender

In savings modalities, you can recover part of the accumulated capital before maturity.

Frequently asked questions

We answer your most common questions about this product.

How much capital should I insure?
The general rule is to cover between 5 and 10 times your annual salary, or the pending mortgage amount plus estimated family expenses for the coming years.
Is my bank's life insurance enough?
Usually not. Insurance linked to bank mortgages tends to be more expensive and with more limited coverage than independent market policies.
Can I change beneficiaries?
Yes, at any time during the policy term by written communication to the company. We manage the procedure.

Do you have the right capital insured?

In 15 minutes we do a personalized study of your real family protection needs.

Life Insurance | Prudenzia